MiCA Masters: Compliance Without Compromise: Inside Estonia’s MiCA Readiness

Dawid Sendecki, Chief Compliance & Risk Officer at Zondacrypto offers a practical look at preparing a crypto exchange for MiCA. Dawid shares how Estonia’s early “market reset” shaped Zondacrypto’s compliance culture, why starting early and keeping an open dialogue with regulators is non-negotiable, and what’s hardest about aligning product, legal, risk, and engineering under tight timelines.

💡 What you’ll learn:

• MiCA readiness in practice: from staggered grandfathering and uneven national timelines to documentation, board competencies, and multi-round Q&A with supervisors.
• Listings & market integrity: building rigorous token due diligence (legal analysis, project KYC, ongoing monitoring, risk-based delistings) and standing up tools and policies for Title VI (market abuse).
• AML & Travel Rule realities: technical/operational trade-offs, data sharing, customer UX, and how to pick partners with the broadest VASP coverage.

Plus: stablecoin operations under the EBA non-action letter, supervisory board requirements in Estonia, hiring and scaling compliance teams across bull/bear cycles, and Dawid’s candid tips for young compliance pros.